Faq ID : 21530 12 Aug, 2024 16:35 Aegon Super Admin Surrender FAQ

Surrender FAQ

 

1) How can customer surrender his life insurance policy?

 

To surrender your policy, you can write to us at customer.care@bandhanlife.com  from your registered email ID OR visit our nearest service center. To know nearest service center,   click   Locate Now

 

 Documents Required:

Request form, in case you are visiting service center. To download the form click Download

Request form is not required if you are writing from registered email address.

NRI questionnaire in case residential status is/ was NRI and information is not shared with Bandhan Life.

A cancelled cheque or latest bank statement (with your complete name, complete account number and IFSC printed on it) 

PAN Card

Self-attested KYC document if you are writing from unregistered email address: Click here  to view acceptable KYC document 

 

Please note: 

  • If auto-debit is active on your policy, the same will be cancelled simultaneously along with the policy.
  • For ULIP policies
    • if the request is placed before 3 pm then the same day’s NAV will be given if it is not a market holiday.
    • If the request is placed after 3 pm then the next day’s NAV will be given if it’s not a Market holiday

 

2) Are there any surrender charges applicable

No charges will not be applicable on surrendering the policy.

 

3) How long will it take for the surrender value to be credited

15 days from the day all requirements are received.

 

4) When can I surrender my policy (for ULIP plan)

The ulip plan can only be surrendered post completion of 5 policy years.

 

5) How can I check my Fund Value.

The fund value can be viewed under "Switch Fund" tab on iAssist. Please be aware that if you have opted for triggered portfolio / lifestyle option, you will be unable to view your fund value.

              Logging in to  iAssist with your registered mobile number and OTP

             Click on “Switch Fund” tab under payment setting options and view your fund value

 

6) How can I check my Surrender Value.

You can contact us via email at customercare@bandhanlife.com using your registered email address, by phone at 1800-209-90-90, or via Whatsapp at (9867452226).